Month: February 2019

How to reduce cost of acquisition of your Home by 30% in Kenya.

Home acquisition in Kenya can be reduced by approximately 30% by carefully selecting the location where a developer wants to build their home.

Land value of a house.

The land component of the average house in Kenya is around 30 to 40%. A 5 million bungalow in Kitengela, for example, sits on a kes 2m land, meaning the cost of land is 40% of the total house project.

Using the a4architect.com sectional land acquisition method, this makes it possible for a developer to be able to purchase land that can fit in the 3 bedroomed house which is well planned to fit into a portion of the 1/8th acre.

75% Cost of land reduction.

In the Kes 2m Kitengela land example above, the house can now fit in a portion of the land, which reduces the cost of acquisition of the land by 3/4, to kes 500,000. This makes the cost of the land approximately 10% of the housing project value, enabling a reduction of 30% of total house value.

Other Advantages.

Other advantages of using the a4architect.com method of reducing house acquisition costs is that with the architectural drawings, its easier for the developer to construct their house in 3 phases, with phase 1 being a 1 bedroomed unit, phase 2 adding 2 more bedrooms to the house to make it a 3 bedroomed unit and phase 3 finally making the house into a 5 bedroomed unit.

Also, the a4architect.com method also makes it easier to convert the 3 or 5 bedroomed house unit into 2 bedsitter units per floor, making it a total of 6 bedsitter units . The flexibility of this design can enable a house owner change from 5 bedroomed unit to bedsitter much easily depending on their space needs and their need to earn income form the units.

Feel free to contact a4architect.com for more details on how to achieve this.

See lands available for sale in sectional title here below

https://www.a4architect.com/2019/02/ngong-kibiku-sectional-land-for-sale-kes-900k/

https://www.a4architect.com/2019/02/matasia-town-sectional-land-for-sale-kes-900000/

 

https://www.a4architect.com/2019/02/kiserian-town-sectional-land-available-for-sale-sectional-title-kes-600000/

These lands for sale above will save buyers up to 75% of average land acquisition costs in the specific areas.

 

Architect Francis Gichuhi kamau.

info@a4architect.com

0721410684

Home ownership made easy in Kenya. Buy sectional property anywhere near your workplace.

Home ownership is now made much easier through the a4architect.com sectional property ownership system whereby a land buyer can now choose well priced land in Kenya and own it through the sectional title method.

Less Government spending on new roads.

With the current situation in Kenya where large scale corruption within Government is happening, this means that in future, there will be less Government spending on infrastructure such as new roads, meaning the plots already in accessible areas will get even higher demand and their value will rise.

Lands located in the middle of nowhere.

Lands for example further away from the City where various land sellers have been advertising, will take many years before Government manages to consolidate funds to build roads there, hence these lands will be unlivable in, making the land owners not be able to use their lands to build their homes in accessible locations to their work places.

 

Solution.

Solution to this is for land owners to buy plots located in already developed areas where there are good roads, piped water, electricity and social amenities such as schools, malls, churches etc.

This land is already pricey due to the high rate of land price appreciation in Kenya. A4architect.com helps buyers to obtain this pricey land by dividing a 1/8th acre into 4 parts, slashing the high price by 4, hence now affordable. If land costed kes 2m for a 1/8th, it will now cost kes 500,000 to get a fraction of this land that is enough to build your 5 bedroomed maisonette using architectural designs from a4architect.com.

Such available lands are as below

https://www.a4architect.com/2019/02/ngong-kibiku-sectional-land-for-sale-kes-900k/

 

https://www.a4architect.com/2019/02/matasia-town-sectional-land-for-sale-kes-900000/

 

https://www.a4architect.com/2019/02/kiserian-town-sectional-land-available-for-sale-sectional-title-kes-600000/

 

This makes the home ownership dream much easier. Its now possible to build your 5 bedroomed maisonette in close proximity to your work place in a location that has good infrastructure without having to literally rob the bank.

5 Bedroomed House Phased construction.

The space provided can be able to house a 5 bedroomed unit which can be constructed in 3 phase, phase 1 having a 1 bedroomed unit, then phase 2 with a further 2 bedrooms addition to make it a 3 bedroomed unit and finally phase 3 with a further 2 bedroom addition to make it a 5 bedroomed unit.

 

Feel free to contact a4architect.com for more information.

Architect Francis Gichuhi Kamau.

info@a4architect.com

0721410684

How to get 100% Financing for your 1/8th Plot in Kenya.

The Joint Venture method of financing for real estate is a smart way to finance construction of  your 1/8th acre land or any other larger piece of land that you may wish to construct.

Usual Joint Venture Method.

The usual joint venture method as operated by banks is arranged where the financiers take 80% of the project value to compensate themselves for construction and finance costs and the land owner remains with 20% of the property of which he can rent this for income.

5 bedroomed maisonette in phased construction.

Using the same model, a4architect.com works with land owners to come up with architectural designs that enable the land owner to partition their 1/8th or larger acre plots into a 5 bedroomed unit that can be constructed in 3 phase, phase 1 housing a 1 bedroomed unit, phase 2 housing a 3 bedroomed unit and phase 3 adding a further 2 bedrooms to make it a 5 bedroomed unit.

Sectional title ownership.

The plot owner can then work with a4architect.com to come up with sectional titles for the plot then they can sell the portions to finance construction of the 5 bedroomed unit. The land owner can construct in phases as the sales revenue from the sale of the sectional lands trickles in, hence removing the need for bank loans which can be risky in case of default.

Risk Free financing.

This way, the 1/8th acre plot owner gets to own real estate which he can benefit from rental income for the life of the property, all these without any bank loans and risks associated with default such as auction.

Contact us.

https://www.a4architect.com/contact-us/

Land owners, feel free to get in touch with a4architect.com for more details on this. This financing option is possible in all areas in Kenya as long as the land is situated in a good neighborhood which can attract potential sectional property buyers.

 

Architect Francis Gichuhi Kamau.

0721410684

Ngong Kibiku Sectional land for sale. Located behind Kibiku Primary School along Botswana Road. Approximately 800 meters from the ongoing tarmacing of Ngong Kibiku road.

The sectional land sale price includes architectural drawings for a 5 bedroomed house that can be constructed in phases, with phase 1 having a 1 bedroomed unit, phase 2 adding 2 more bedroos to make it a 3 bedroomed unit and phase 3 adding  a further 2 bedrooms to make it 5 bedroomed.

Buyer can construct in phases as their income and space needs grow.

The tarmacking of the Ngong-Kibiku-Kimuka-Maai Mahiu road will open up the area and make it convenient to access and increase number of social amenities, meaning the land value here will rise greatly.

Price guide. Kes 900,000 per sectional plot .

 

See map here

https://goo.gl/maps/7sZMBqKcovP2

 

[googlemaps https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d1525.217069469804!2d36.63399184094501!3d-1.3526449997698353!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x0%3A0x0!2zMcKwMjEnMDkuNSJTIDM2wrAzOCcwNi4yIkU!5e1!3m2!1sen!2ske!4v1551077876376&w=600&h=450]

Plot ownership is through sectional title.

Email info@a4architect.com for more details.

Matasia town, very close proximity to main Ngong-Kiserian tarmac road. Opposite Joram G M school, near Naramat academy.

Sectional plot for sale. Kes 900,000.

This includes architectural drawings to a 5 bedroomed house which can be constructed in 3 phases, phase 1 with 1 bedroomed, phse 2 with 3 bedroomed unit and finally phase 3 with a 5 bedroomed unit.

See map here

https://goo.gl/maps/Us9KREJhQYH2

 

 

[googlemaps https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d789.4175906448176!2d36.68905282914554!3d-1.3946729999364214!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x0%3A0x0!2zMcKwMjMnNDAuOCJTIDM2wrA0MScyMi42IkU!5e1!3m2!1sen!2ske!4v1551077446619&w=600&h=450]

 

Email info@a4architect.com for more info.

 

Kiserian town near PCEA Church. Opposite Kiserian Adventist Church.

Sectional Land available for sale under sectional title .

Suitable for 3 or 5 bedroomed Maisonette.

View map here

 

https://goo.gl/maps/tiNWR1HuygL2

 

[googlemaps https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d789.4065246514837!2d36.678493829145545!3d-1.427280999934938!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x0%3A0x0!2zMcKwMjUnMzguMiJTIDM2wrA0MCc0NC42IkU!5e1!3m2!1sen!2ske!4v1551076155125&w=600&h=450]

Price guide. Kes 600,000.

This includes land ownership and architectural drawings for 3 bedroomed maisonette.

The area has got a fully developed infrastructure, with secure neighbourhoods and ample social amenities eg schools, church.

The area is very close to Kiserian town hence convenience in accessing.

Email info@a4architect.com

Eat your Cake and Still have it. How to get 100% financing for your project in Kenya.

Most land owners have on average 1/8th acre land sizes . a4architect.com organises for an arrangement where the 1/8th acre lot is architecturally designed to have 4 units of up to 5 bedroomed maisonettes, each with its own entrance and 2 car parking slots.

The land owner can now sell 3 portions out of his 4 portions in his 1/8th land through the a4architect.com network. The revenue raised, based on the value of the plot plus the architectural drawings input, can then be used to construct on the remaining portion of the plot.

The land owner can then rent out the 1, 3 or 5 bedroomed house depending on the finance raised  for monthly income or sell the constructed unit for more value addition.

This way, the land owner gets monthly income from their plot without having to engage into bank loan agreements which are not easy to qualify for, and can also attract complete loss of land in case there is loan repayment default.

Land owners, feel free to contact a4architect.com at our offices located in Karen, Nairobi. See map here

https://www.a4architect.com/contact-us/

Architect Francis Gichuhi Kamau.

0721410684

100% financing for your Construction Project in Kenya.

The usual traditional joint venture financing method has the owner receiving 20 to 25% of the built up property and the 75 to 80% of the remainder of the property going in to compensate joint venture financier for the cost of building and financing the project. In this new scenario, land owner still gets up to 25% of the property built up area for their own use to either resell or rent.

Financing Solution.

This solution is possible through a well planned financial arrangement whereby the land owner works with a4architect.com on the architectural building layout to come up with 4 maisonette type houses.

 

These 4 different houses are then given separate ownership through the sectional title process.

The land owner can now sell the 3 units and use the capital raised to construct the last remaining house from which land owner can now collect rental income for the rest of their life.

Advantages.

Advantages over this method compared to bank loan borrowing is that there is no risk of land owner losing their land like in the case of usual bank loan borrowing when the land owner defaults on the loan along the way due to various reasons.

Also, land owner doesn’t carry the risk associated with large construction financing borrowing since the other 3 houses will be constructed by the new buyers who will then use their preferred financing method, whether through personal savings or bank loan.

Another advantage of this method over the normal traditional type of Joint Venture financing is that the number of parties needed to complete the financing is greatly reduced to between land owner, a4architect.com and end use/house buyer . In the usual joint venture type, other parties such as financiers are also included, increasing the bureaucracy considerably.

This also helps to reduce risk of exposure to land owner since the and will not get charged to a bank like in the case of the usual joint venture financing.

The usual traditional joint venture methods also limits the land to be financed by only taking in large lands over 10 acres in size located in prime areas around the city. This method can be done with much smaller lands up to 1/8th acre in size, and the lands are preferably to be located in prime areas around the country.

 

Land owners, feel free to email info@a4architect.com for more details.

Architect Francis Gichuhi Kamau

0721410684

 

1800 acres land( freehold), Naivasha.

Features includes all Electric fence,a run way airstrip,

4 km of fresh river running through,

cottages (2-3bedroom with ancient all-round technology African architecture roofing ,

thorse riding , wildlife animals such as dik dik,zebra’s, gazelles buffaloes etc.

Ideal for investments in holidays homes, large domestic farming

@2.5 m per acre.

Art By Sylvia Gichuhi