Home ownership in Kenya can be achieved easily using step by step sectional land ownership method as below.
Land acquisition.
Here the potential home owner will need to decide where they would like to live, land size they would like etc. Most people tend to want to live closest to their place of work, usually large towns or cities. In Nairobi for example, someone can decide to live in outskirts such as along Kiambu road, Thka road, Mombasa road, Ngong road, Kangundo road depending on their budget. The higher the budget, the closer the land will be to Nairobi CBD.
Land closer to the CBD but still out of reach to a potential home owner due to cost can be shared to reduce the costs proportionately. For example, a good residential plot 1/8th acre in Rongai near Nazarene University goes for kes 4m. 4 people can come together and share this 1/8th acre land and build 4 row house type maisonettes designed specifically for this market by www.a4architect.com.
www.a4architect.com has a portal where potential home owners wishing to share such land can put up their request and agree with others on the neighbourhood to settle on then a4architect.com goes ahead and comes up with the row house designs that fit 4 units in a 1/8th acre.
Potential home owners can click on the Submit Ad link here https://www.a4architect.com/classifieds/ and request to be linked with 3 other people in their neighbourhood who are willing to share the land in form of sectional land ownership.
From the above image, its easy to picture how the 4 row house maisonettes can fit within a 1/8th acre plot and give ample car parking space for 2 cars per each house.
The house is designed in such a way that more rooms can be added vertically on the others stories. The house owner can add the extra bedrooms in phases as their income increases. Every floor can have 2 medium sized bedrooms, assuming a maximum of 4 floors, these are like 6 bedrooms which should be more than enough.
Actual Construction.
Once a potential house owner has acquired their section of land through sectional title or lease title, they can now go ahead and begin construction. www.a4architect.com can offer construction management services from the beginning until construction of the project. Safety factors in case of fire etc are well taken care of using party walls . Privacy issues are also well taken care of , with each house having its own gate and own parking space and own septic tank system.
House owner can choose the quality of finishes that they would like for their house, which in turn determines the cost of construction.
www.a4architect.com team is available to offer support and more information to potential home owners at any time. Visit our offices located at Karen Village . See map below
https://www.a4architect.com/contact-us/
Financing.
Potential house owners can use their savings to pool resources with 3 others to acquire the land. They can then save up for the construction and build in phase, with each floor representing a phase. Ground floor has the living room and kitchen. 1st floor has the 2 bedrooms. 2nd 3rd and 4th floors can house additional bedrooms or recreation spaces.
Personal loan types from banks are quick and easy to obtain. Construction loans are larger but take longer to process. www.a4architect.com can link potential home owners to banks that offer construction loans on friendly terms for faster capital sourcing.
Joint Venture.
For potential home owners who have already acquired land but are short of financing for construction, a4architect.com can work with them to re organise and plan their land into 4 sectinal titles then they can sell of the other 3 portions to other people then they use the proceeds acquired to cosntruct their own land. For example, say they own a 1/8th acre valued at kes 4m at Rongai, they can sell off 3 portions and raise kes 3m which they can use to construct their own house in the remaining portion.
Architect Francis Gichuhi kamau.
0721410684
info@a4architect.com
